Our Products
Mutual Funds
A mutual fund pools money from many investors to invest in stocks, bonds, and other assets. Managed by a professional fund manager, it aims to diversify investments and minimize risks. Returns or losses are shared based on each investor’s contribution to the fund, making it a popular investment option for individuals.
SIP
A Systematic Investment Plan (SIP) is a method for investing in mutual funds where you contribute a fixed amount regularly, like every month or quarter, rather than investing a large sum at once. This approach allows you to build your investment gradually and take advantage of ‘rupee-cost averaging,’ which can help reduce the average cost of your investments over time as market prices vary. SIPs are a disciplined way to invest, making them ideal for achieving long-term financial goals.
SWP or Systematic Withdrawal Plan
It is a facility that allows investors to withdraw a specific amount from their mutual fund investments at regular intervals, providing a steady income stream. It is beneficial for retirees or those seeking regular income from their investments
Equity Funds
Equity funds are mutual funds that invest in stocks. They aim for high returns but come with higher risks due to stock market volatility. They are suitable for investors looking for growth and who can tolerate the ups and downs of the stock market
Different types of Equity Funds are as follows:
- Dividend yield Fund
- Multi-cap Fund
- Sectoral Fund
- Thematic Fund
- Global Fund
- ELSS Fund
- Contra Fund
- Index Fund
- Flexi-cap Fund
- Large and midcap Fund
- Large cap Fund
- Focused Fund
- Midcap Fund
- Value Fund
- Small cap Fund
Debt Funds
Debt funds are mutual funds that invest in fixed-income securities like bonds and treasury bills. They offer steady income with lower risk compared to equity funds, making them suitable for investors seeking stability
Different types of Debt Funds are as follows
- Income Fund
- Long Duration Fund
- Dynamic Bond Fund
- Short Duration Fund
- Low Duration Fund
- Ultra-short Duration Fund
- Medium Duration Fund
- Banking and PSU Fund
- Corporate Bond Fund
- Money Market Fund
- Credit Risk Fund
- Medium to Long Fund
- Floater Fund
Liquid Funds
Liquid funds are mutual fund schemes that focus on investing in short-term debt and money market instruments, specifically those with maturities of up to 91 days. They are well-suited for investors looking for short-term liquidity options
- Overnight Fund
- Liquid Fund
Hybrid Funds
Hybrid funds are mutual funds that invest in a mix of asset classes, like stocks, bonds, arbitrage, gold etc. They aim to balance the potential for higher returns from stocks with the stability and lower risk of bonds. This diversification helps manage risk while providing the opportunity for moderate growth.
- Equity Savings Fund
- Aggressive Hybrid Fund
- Conservative Hybrid Fund
- Balanced Advantage Hybrid Fund
- Multi-Asset Hybrid Fund
Gilt Funds
Gilt funds are a type of mutual fund that invests primarily in government securities. These funds are considered low-risk because they are backed by the government. They aim to offer stable returns and are suitable for conservative investors who are looking for safer investment avenues.
Solution Oriented Funds
Solution-oriented funds are types of mutual funds designed to achieve specific financial goals, such as retirement or children’s education. These funds typically have a mandatory lock-in period and are tailored to meet long-term objectives, providing a structured investment plan that aligns with the investor’s future needs.
- Children Benefit Fund
- Retirement Savings Fund
Fund of Funds (FoFs)
A Fund of Funds (FoF) is a type of mutual fund that invests in other mutual funds rather than directly investing in stocks, bonds, or other securities. This approach allows investors to achieve broad diversification and access to specialized fund managers across different asset classes and investment strategies. FoFs can be a convenient way to manage risk and gain exposure to a variety of assets through a single investment.
- Domestic
- Overseas
Arbitrage Funds
An arbitrage fund is a type of mutual fund that exploits price differences between markets or securities to generate returns with low risk. It buys and sells similar assets simultaneously, aiming for stable profits suitable for conservative investors.
Insurance
As part of our comprehensive investment services, we provide term and health insurance solutions tailored to meet the diverse needs of our clients.
- Term Insurance
- Health Insurance
Stock Broking
We are also into stock broking through our sister concern with the franchisee of Anand Rathi Share and Stock Brokers Limited.
Investing in Bonds:
Our investment services include investment opportunities in Sovereign Gold Bonds (SGB) and 54EC Bonds.
- Sovereign Gold Bonds (SGBs) are government securities denominated in grams of gold, offering a safe alternative to holding physical gold. They provide regular interest payments and the potential for capital appreciation based on gold prices. These bonds are issued by the Reserve Bank of India and are backed by the government.
- 54 EC Bonds - 54EC bonds are special bonds in India that help investors save on capital gains tax. Issued by entities like NHAI and REC, these bonds offer tax exemption on long-term capital gains if invested within six months of asset sale. They have a five-year lock-in period and provide a fixed interest rate.
Exchange Traded Funds
Exchange Traded Funds (ETFs) are investment funds traded on stock exchanges, similar to stocks. They hold assets like stocks, commodities, or bonds and offer the diversification of mutual funds with the trading flexibility of stocks. Investors can buy and sell ETF shares throughout the trading day at market prices.
PMS AND AIF
PMS (Portfolio Management Services) and AIF (Alternative Investment Funds) are investment avenues tailored for high-net-worth individuals (HNIs) and institutional investors.
PMS:
Portfolio Management Services (PMS) offer personalized portfolio management to investors. A professional portfolio manager manages the investments on behalf of the client, aiming to achieve their financial goals and objectives. PMS caters to investors seeking personalized and active management of their investment portfolios.
AIF:
Alternative Investment Funds (AIFs) are pooled investment vehicles that invest in assets beyond traditional stocks, bonds, and cash. AIFs provide exposure to alternative asset classes like private equity, real estate, hedge funds, and commodities. They are suitable for investors looking for diversification and potentially higher returns.
Structured Products
Structured products are custom financial instruments that include derivatives to meet specific investment goals, such as risk management or return enhancement. They are complex and typically suited for sophisticated investors aware of the associated risks.
