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LATEST YOUTUBE VIDEOS
Build Your Portfolio Around Your Needs #mutualfunds
In this conversation, we discuss why the mix between equity, debt and other asset classes should not …be decided by age alone. Near-term expenses, plans such as buying a house or car, income stability, liquidity needs and investment horizon can all influence how a portfolio is structured.
If you may need money in the short term, your exposure to higher-risk assets may need to be lower. On the other hand, if your income is stable, immediate capital expenditure is limited and your investment horizon is long, your allocation may look very different.
Guest: Lakshmi Iyer, Group President – Investments & CEO- Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#assetallocation #mutualfunds #investing #investoreducation #mutualfundsindia #mutualfundforbeginners #mutualfundbasics[+] Show More

Now Playing
Build Your Portfolio Around Your Needs #mutualfunds
There is no single thumb rule for asset allocation that works for …
There is no single thumb rule for asset allocation that works for every investor.
In this conversation, we discuss why the mix between equity, debt and other asset classes should not …be decided by age alone. Near-term expenses, plans such as buying a house or car, income stability, liquidity needs and investment horizon can all influence how a portfolio is structured.
If you may need money in the short term, your exposure to higher-risk assets may need to be lower. On the other hand, if your income is stable, immediate capital expenditure is limited and your investment horizon is long, your allocation may look very different.
Guest: Lakshmi Iyer, Group President – Investments & CEO- Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#assetallocation #mutualfunds #investing #investoreducation #mutualfundsindia #mutualfundforbeginners #mutualfundbasics[+] Show More
In this conversation, we discuss why the mix between equity, debt and other asset classes should not …be decided by age alone. Near-term expenses, plans such as buying a house or car, income stability, liquidity needs and investment horizon can all influence how a portfolio is structured.
If you may need money in the short term, your exposure to higher-risk assets may need to be lower. On the other hand, if your income is stable, immediate capital expenditure is limited and your investment horizon is long, your allocation may look very different.
Guest: Lakshmi Iyer, Group President – Investments & CEO- Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#assetallocation #mutualfunds #investing #investoreducation #mutualfundsindia #mutualfundforbeginners #mutualfundbasics[+] Show More

Now Playing
Prediction or Patience: What Matters More in Investing? #mutualfunds
GDP numbers, inflation, crude oil prices and market movements can …
GDP numbers, inflation, crude oil prices and market movements can change constantly. Trying to predict every development may therefore become difficult for investors.
In this video, we discuss why short-term market …views and long-term investing require different mindsets. For a long investment horizon, patience, consistency and staying invested may matter more than repeatedly trying to predict the next market move.
Prabin Agarwal – Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Focus on your own objectives rather than market noise.
Connect with Prabin Agarwal — Empowering Investors
Website: https://www.prabinagarwal.com
YouTube: https://www.youtube.com/@prabinagarwalmfd
Instagram: https://www.instagram.com/investwithprabin/
Facebook: https://www.facebook.com/PrabinMFD/
LinkedIn: https://www.linkedin.com/in/prabinagarwal
X (Twitter): https://x.com/mfd_prabin
#longterminvesting #investorbehavior #patience #mutualfunds #mutualfundsahihai #mutualfundsip #mutualfundcomapnies #marketupdate #predictions #howtoinvestinmutualfund #howtoinvestmoney[+] Show More
In this video, we discuss why short-term market …views and long-term investing require different mindsets. For a long investment horizon, patience, consistency and staying invested may matter more than repeatedly trying to predict the next market move.
Prabin Agarwal – Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Focus on your own objectives rather than market noise.
Connect with Prabin Agarwal — Empowering Investors
Website: https://www.prabinagarwal.com
YouTube: https://www.youtube.com/@prabinagarwalmfd
Instagram: https://www.instagram.com/investwithprabin/
Facebook: https://www.facebook.com/PrabinMFD/
LinkedIn: https://www.linkedin.com/in/prabinagarwal
X (Twitter): https://x.com/mfd_prabin
#longterminvesting #investorbehavior #patience #mutualfunds #mutualfundsahihai #mutualfundsip #mutualfundcomapnies #marketupdate #predictions #howtoinvestinmutualfund #howtoinvestmoney[+] Show More

Now Playing
Money Equation Most People Get Wrong|Lakshmi Iyer, Group President – Investments & CEO @BajajAlts
We all understand the habit of saving. But why do so many people still …
We all understand the habit of saving. But why do so many people still delay investing?
In this conversation, we discuss a simple shift in thinking:
Income − Expenses = Savings
versus
Income − …Investment = Money available for expenses
The idea is to make investing a priority rather than depending only on what is left at the end of the month.
The discussion also highlights why financial literacy is still limited beyond the circles that regularly talk about investing, and why building awareness around this mindset shift is important.
Guest: Lakshmi Iyer, Group President – Investments & CEO – Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors @PrabinAgarwalBangla
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#financialliteracy #savingandinvesting #investing #mutualfunds #mutualfundsahihai #mutualfundforbeginners #mutualfundsindia[+] Show More
In this conversation, we discuss a simple shift in thinking:
Income − Expenses = Savings
versus
Income − …Investment = Money available for expenses
The idea is to make investing a priority rather than depending only on what is left at the end of the month.
The discussion also highlights why financial literacy is still limited beyond the circles that regularly talk about investing, and why building awareness around this mindset shift is important.
Guest: Lakshmi Iyer, Group President – Investments & CEO – Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors @PrabinAgarwalBangla
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#financialliteracy #savingandinvesting #investing #mutualfunds #mutualfundsahihai #mutualfundforbeginners #mutualfundsindia[+] Show More

Now Playing
Celebrate today. Prepare a little for tomorrow.
A small step today may help you build a more disciplined investment …
A small step today may help you build a more disciplined investment habit for the future.
Start investing. Stay consistent.
#investing #sip #financialhabits #mutualfunds #PrabinAgarwal #mutualfundsahihai
Start investing. Stay consistent.
#investing #sip #financialhabits #mutualfunds #PrabinAgarwal #mutualfundsahihai

Now Playing
Stop Comparing Your Returns With Your Friend's Portfolio #mutualfunds
Have you ever heard a friend’s returns and quietly wondered “is my …
Have you ever heard a friend’s returns and quietly wondered “is my investment doing the right thing?”
Returns shown on social media, a friend’s portfolio numbers, one fund that performed better …last year – all of it can make you want to change your own portfolio. But someone else’s return is not the starting point for your investing decisions.
In this short video, Prabin Agarwal explains why comparison is one of the most common reasons investors disturb an otherwise steady investment journey and what to look at instead:
– Your own investment objective, defined clearly
– The time you have to reach that objective
– Your risk profile, and investing in line with it
– A periodic review of your portfolio — done for your own reasons, not someone else’s returns
Your portfolio may genuinely need a change, and reviewing it is a healthy habit. But changing it because a friend’s fund did better is a different thing altogether. Every investor’s objective, time horizon and risk-taking ability are different, so two portfolios can look very different and still be appropriate for the people who own them.
Probin Agarwalla (ARN- 41541) AMFI Registered Mutual Fund Distributor & SIF Distributor. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#mutualfunds #sip #investorawareness #investoreducation #PrabinAgarwal #mutualfunds #mutualfundsahihai[+] Show More
Returns shown on social media, a friend’s portfolio numbers, one fund that performed better …last year – all of it can make you want to change your own portfolio. But someone else’s return is not the starting point for your investing decisions.
In this short video, Prabin Agarwal explains why comparison is one of the most common reasons investors disturb an otherwise steady investment journey and what to look at instead:
– Your own investment objective, defined clearly
– The time you have to reach that objective
– Your risk profile, and investing in line with it
– A periodic review of your portfolio — done for your own reasons, not someone else’s returns
Your portfolio may genuinely need a change, and reviewing it is a healthy habit. But changing it because a friend’s fund did better is a different thing altogether. Every investor’s objective, time horizon and risk-taking ability are different, so two portfolios can look very different and still be appropriate for the people who own them.
Probin Agarwalla (ARN- 41541) AMFI Registered Mutual Fund Distributor & SIF Distributor. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#mutualfunds #sip #investorawareness #investoreducation #PrabinAgarwal #mutualfunds #mutualfundsahihai[+] Show More

Now Playing
The Art of Investing with Laxmi Iyer, Group President – Investments & CEO @BajajAlts
Investing is less about predicting markets and more about …
Investing is less about predicting markets and more about understanding yourself. In this conversation, Prabin Agarwal joins Lakshmi Iyer to discuss different investment avenues, the importance of understanding risk, …and the everyday behaviours that influence investment decisions. #mutualfunds #assetallocation #investoreducation
With relatable examples from Bollywood and everyday life, the discussion covers:
• Alternative investments and how they differ from mainstream options
• Liquidity, diversification and risks in unlisted investments
• Debt mutual funds and different investment time horizons
• Moving from saving what remains to investing with intention
• Gold, familiarity bias and portfolio diversification
• Instant gratification, market noise and patience
• Why asset allocation depends on individual circumstances
• Women’s participation and financial awareness
Guest: Lakshmi Iyer, Group President – Investments & CEO- Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors
This conversation is for investor education. Views expressed are the speakers’ opinions and should not be treated as a recommendation or assurance of returns. Investment suitability depends on individual circumstances.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Chapters
00:00 Opening
00:26 Introduction and Welcome
00:45 Understanding Alternative Investments
02:38 Liquidity and Risks in Unlisted Investments
03:40 AIFs, Real Estate and Private Credit
06:15 Why Debt Mutual Funds Deserve Attention
07:14 Debt Fund Categories and Investment Time Horizons
09:14 Short-Term Options and Emergency Funds
10:12 Shifting from Saving to Investing
11:07 Financial Literacy and the Awareness Gap
11:57 Why Equity Is Not the Only Asset Class
12:32 Gold, Market Uncertainty and Familiarity Bias
14:57 Instant Gratification vs Long-Term Investing
17:21 Information Overload and the Importance of Patience
18:39 Asset Allocation Beyond Age-Based Formulas
20:37 Finding Joy in Work and Everyday Life
22:27 Bollywood Analogies and India’s Long-Term Outlook
25:19 Why Common Sense Matters in Investing
26:48 Women’s Participation in Financial Decisions
28:37 Understanding Investment Risk and Closing Thoughts
Connect with Prabin Agarwal — Empowering Investors
Website: https://www.prabinagarwal.com
YouTube: https://www.youtube.com/@prabinagarwalmfd
Instagram: https://www.instagram.com/investwithprabin/
Facebook: https://www.facebook.com/PrabinMFD/
LinkedIn: https://www.linkedin.com/in/prabinagarwal
X (Twitter): https://x.com/mfd_prabin[+] Show More
With relatable examples from Bollywood and everyday life, the discussion covers:
• Alternative investments and how they differ from mainstream options
• Liquidity, diversification and risks in unlisted investments
• Debt mutual funds and different investment time horizons
• Moving from saving what remains to investing with intention
• Gold, familiarity bias and portfolio diversification
• Instant gratification, market noise and patience
• Why asset allocation depends on individual circumstances
• Women’s participation and financial awareness
Guest: Lakshmi Iyer, Group President – Investments & CEO- Bajaj Alternates @BajajAlts
Host: Prabin Agarwal – Founder and CEO, Prabin Agarwal – Empowering Investors
This conversation is for investor education. Views expressed are the speakers’ opinions and should not be treated as a recommendation or assurance of returns. Investment suitability depends on individual circumstances.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Chapters
00:00 Opening
00:26 Introduction and Welcome
00:45 Understanding Alternative Investments
02:38 Liquidity and Risks in Unlisted Investments
03:40 AIFs, Real Estate and Private Credit
06:15 Why Debt Mutual Funds Deserve Attention
07:14 Debt Fund Categories and Investment Time Horizons
09:14 Short-Term Options and Emergency Funds
10:12 Shifting from Saving to Investing
11:07 Financial Literacy and the Awareness Gap
11:57 Why Equity Is Not the Only Asset Class
12:32 Gold, Market Uncertainty and Familiarity Bias
14:57 Instant Gratification vs Long-Term Investing
17:21 Information Overload and the Importance of Patience
18:39 Asset Allocation Beyond Age-Based Formulas
20:37 Finding Joy in Work and Everyday Life
22:27 Bollywood Analogies and India’s Long-Term Outlook
25:19 Why Common Sense Matters in Investing
26:48 Women’s Participation in Financial Decisions
28:37 Understanding Investment Risk and Closing Thoughts
Connect with Prabin Agarwal — Empowering Investors
Website: https://www.prabinagarwal.com
YouTube: https://www.youtube.com/@prabinagarwalmfd
Instagram: https://www.instagram.com/investwithprabin/
Facebook: https://www.facebook.com/PrabinMFD/
LinkedIn: https://www.linkedin.com/in/prabinagarwal
X (Twitter): https://x.com/mfd_prabin[+] Show More

Now Playing
5 Simple Money Rules That Can Change Your Financial Habits
Good money habits can make a big difference over time. In this video, …
Good money habits can make a big difference over time.
In this video, we discuss 5 simple rules to help you manage money better:
• Save and invest regularly
• Avoid unnecessary …high-interest debt
• Understand that income and wealth are not the same
• Pause before spending on wants
• Know the difference between an asset and a liability
Small habits followed consistently can help build better financial discipline over time.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
#personalfinance #moneyhabits #financialdiscipline #savingandinvesting #mutualfundsindia #mutualfundsahihai[+] Show More
In this video, we discuss 5 simple rules to help you manage money better:
• Save and invest regularly
• Avoid unnecessary …high-interest debt
• Understand that income and wealth are not the same
• Pause before spending on wants
• Know the difference between an asset and a liability
Small habits followed consistently can help build better financial discipline over time.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
#personalfinance #moneyhabits #financialdiscipline #savingandinvesting #mutualfundsindia #mutualfundsahihai[+] Show More

Now Playing
Give Every Dream a Direction | Start an SIP Today
Every child has dreams, and those dreams need time, patience and …
Every child has dreams, and those dreams need time, patience and discipline.
A small and regular investment through SIP can help build the habit of investing month after month. The …amount may begin small, but consistency can play an important role over a longer period.
Parents can look beyond simply dreaming for their children and also introduce them to the value of discipline, regular investing and giving their future plans direction.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#sipmutualfund #mutualfunds #childrensfuture #investmentdiscipline #investoreducation #mutualfundsindia #mutualfundsahihai #mutualfundforbeginners[+] Show More
A small and regular investment through SIP can help build the habit of investing month after month. The …amount may begin small, but consistency can play an important role over a longer period.
Parents can look beyond simply dreaming for their children and also introduce them to the value of discipline, regular investing and giving their future plans direction.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#sipmutualfund #mutualfunds #childrensfuture #investmentdiscipline #investoreducation #mutualfundsindia #mutualfundsahihai #mutualfundforbeginners[+] Show More

Now Playing
5 Ways to Diversify Your Mutual Fund Portfolio
Diversification is not about simply adding more mutual fund schemes. …
Diversification is not about simply adding more mutual fund schemes. It involves understanding how different fund categories may work together within a portfolio.
In this video, we discuss five important aspects …of diversification:
• Investment purpose and time horizon
• Diversification across large-cap, mid-cap and small-cap funds
• Interest-rate and credit risks in debt funds
• Tax implications
• Periodic review and rebalancing
Watch the video to understand how a balanced approach can help manage portfolio risk. Diversification does not eliminate market risk, and fund suitability varies according to individual circumstances, investment horizon and risk appetite.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#mutualfunds #portfoliodiversification #investoreducation #assetallocation #mutualfundsahihai #mutualfundsipinvestment[+] Show More
In this video, we discuss five important aspects …of diversification:
• Investment purpose and time horizon
• Diversification across large-cap, mid-cap and small-cap funds
• Interest-rate and credit risks in debt funds
• Tax implications
• Periodic review and rebalancing
Watch the video to understand how a balanced approach can help manage portfolio risk. Diversification does not eliminate market risk, and fund suitability varies according to individual circumstances, investment horizon and risk appetite.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#mutualfunds #portfoliodiversification #investoreducation #assetallocation #mutualfundsahihai #mutualfundsipinvestment[+] Show More

Now Playing
Why Chasing Trends Can Leave You Behind
Our brain naturally looks for patterns. When markets keep rising, we …
Our brain naturally looks for patterns. When markets keep rising, we expect the rise to continue. When markets keep falling, we often assume the decline will continue too.
In this video, …we discuss why trying to predict every market move can be difficult, and why spending more time invested may matter more than trying to time every entry and exit.
𝐖𝐚𝐧𝐭 𝐭𝐨 𝐛𝐞𝐠𝐢𝐧 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐨𝐟 𝐓𝐫𝐮𝐬𝐭?
Call: 9647855333
Visit: http://www.prabinagarwal.com
#savinghabits #investoreducation #SIP #mutualfunds #mutualfundsindia #mutualfundsahihai #mutualfundforbeginners #investing #investment[+] Show More
In this video, …we discuss why trying to predict every market move can be difficult, and why spending more time invested may matter more than trying to time every entry and exit.
𝐖𝐚𝐧𝐭 𝐭𝐨 𝐛𝐞𝐠𝐢𝐧 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐨𝐟 𝐓𝐫𝐮𝐬𝐭?
Call: 9647855333
Visit: http://www.prabinagarwal.com
#savinghabits #investoreducation #SIP #mutualfunds #mutualfundsindia #mutualfundsahihai #mutualfundforbeginners #investing #investment[+] Show More

Now Playing
How to Teach Children the Habit of Saving & Investing
Good habits formed in childhood often stay for life. Along with …
Good habits formed in childhood often stay for life. Along with education and values, children can also be introduced to the habit of saving and investing from an early age.
In …this video, we discuss simple practical ideas such as using a piggy bank, saving regularly for something they want, and gradually helping children understand how regular investing works over time.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#savinghabits #kidsandmoney #financialliteracy #investoreducation #sip #mutualfunds[+] Show More
In …this video, we discuss simple practical ideas such as using a piggy bank, saving regularly for something they want, and gradually helping children understand how regular investing works over time.
Prabin Agarwal — Empowering Investors
AMFI-registered Mutual Fund Distributor
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#savinghabits #kidsandmoney #financialliteracy #investoreducation #sip #mutualfunds[+] Show More

Now Playing
3 Simple Money Habits for Your Future
Building a strong financial future does not always need big steps. It …
Building a strong financial future does not always need big steps. It starts with simple habits and discipline.
In this video, we discuss three important ideas – pay yourself first, invest …instead of only saving, and stay consistent over time.
Start small, stay regular, and let time do its work.
Prabin Agarwal – Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#sip #mutualfunds #moneyhabits #investoreducation #Compounding #investment #mutualfundsindia #mutualfundsahihai[+] Show More
In this video, we discuss three important ideas – pay yourself first, invest …instead of only saving, and stay consistent over time.
Start small, stay regular, and let time do its work.
Prabin Agarwal – Empowering Investors
AMFI-registered Mutual Fund Distributor & SIF Distributor.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
#sip #mutualfunds #moneyhabits #investoreducation #Compounding #investment #mutualfundsindia #mutualfundsahihai[+] Show More
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